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It's Official - Life Now Begins at 50!

Sat 13 Feb 2010

Forget turning 40, life now begins at 50 and to emphasise this point the Government are offering everyone over 50 a gift. From 6 October 2009 the new ISA allowance came into effect for anyone who will be aged 50 or over by 5 April 2010, meaning you can save an additional £3,000 this tax year. The annual limit will go up from £7,200 to £10,200, £5,100 of which can be cash. Other investors will have to wait until 6 April 2010 for the new higher ISA allowance.

In the current financial climate can you really afford to miss out on this opportunity?

Making the right choice
Once invested, you have no further liability for income or capital gains tax on any profits you receive, you do not even have to tell the taxman that you have it. There are also thousands of different investment options available - from cash and bonds through to property, equities and even overseas companies - so you can be confident that, whatever your aims and objectives, there is a suitable home for your money. As an independent financial adviser, it is my job to make sure clients make the right choice.

Use it, or lose it
We are coming to the end of another tax year on the 5th April. Why pay tax if you can avoid it? For those individuals paying higher rate tax, ISA's can be a real incentive as a home for your money, either for the short term, or invested for the longer term.

Plan to achieve
We are all individual and have our own aspirations in life. Why not speak to a professional to build your own map for your future. Making a plan is the best way to give you a chance of achieving that goal!

Kevin Fancett
Independent Financial Adviser in partnership with Positive Solutions

Email - kevinfancett@thinkpostive.co.uk
Website - www.kevinfancett.co.uk
Tel - 07812 119430



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